Terme of Use
Moving to Italy by Raf
A service of RunMediaCom LLC
Last Update: January 15, 2026
Welcome to Moving to Italy by Raf! By accessing or using our website, viewing our videos, listening to our podcasts, participating in our community groups, purchasing our digital products, enrolling in our coaching services, attending our classes or workshops, or engaging with any other content or services we provide, you ("User," "you") agree to these Terms of Use ("Terms") and accept them as binding. If you do not agree to these Terms, you must not use our website or services.
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you are at least 18 years old.
Please also review our Privacy Policy, which governs how we collect, use, and protect your personal information.
Your Acknowledgment:
By using our services, you acknowledge that you have read, understood, and agree to these Terms of Use as binding. You confirm that you enter into this agreement voluntarily and that you have had the opportunity to seek independent legal advice before accepting these Terms. If you do not understand or do not agree to any part of these Terms, do not use our services.
Our Services Include:
Educational videos and YouTube content
Podcasts and audio content
Digital products (eBooks, guides, worksheets, planners, and downloadable resources)
Printed publications and hard copy books
Online courses and self-paced learning programs
Coaching sessions (Discovery Calls, Strategy Sessions, and comprehensive packages)
Live and recorded classes, webinars, and workshops
Community groups and membership areas
Email newsletters and educational communications
Physical merchandise and branded products (apparel, accessories, and lifestyle items)
Affiliate recommendations and partner services
Introductions and referrals to Italian professionals and service providers
Any additional products, services, or offerings we introduce in the future
All services Moving to Italy by Raf operate within the educational framework described by these Terms.
Platform and Social Media Coverage
These Terms of Use extend to all platforms and channels where Moving to Italy by Raf publishes content or engages with our audience, including but not limited to:
Owned Platforms:
Our website and any associated subdomains
Email communications and newsletters
Digital products and downloadable materials
Online courses and learning platforms
Community groups and membership areas we host
Third-Party Social Media Platforms:
YouTube (videos, comments, community posts)
Facebook (page, groups, comments, live streams)
Instagram (posts, stories, reels, comments)
TikTok (videos, comments)
LinkedIn (posts, articles, comments)
Reddit (posts, comments)
Pinterest (pins, boards)
X (formerly Twitter) and Threads
Any other social media platform where we maintain an official presence
Application of Terms:
By engaging with our content on any platform—including viewing, commenting, sharing, or participating in discussions—you acknowledge these Terms of Use. While third-party platforms maintain their own terms of service that govern your use of their platforms, our educational disclaimers, liability limitations, and affiliate disclosures apply to all content we create, regardless of where it appears.
Platform-Specific Limitations:
Some platforms restrict our ability to display complete disclaimers or disclosures. In such cases, we provide abbreviated disclosures where permitted and direct users to these complete Terms of Use for full details. The limitations of any third-party platform do not reduce your responsibility to review and understand these Terms.
1. Our Educational Commitment and Your Professional Partnership
Important: This content provides educational guidance only. We do not hold licenses for legal, tax, real estate, or immigration advice. Results vary based on individual circumstances. Always consult licensed professionals before taking action.
We dedicate maximum effort to delivering accurate, current educational content. However, several factors require your active participation in verifying information:
Italian regulations, procedures, and requirements change frequently—sometimes between the date of our publication and your reading. Our content reflects general guidance rather than case-specific advice, and each reader's circumstances involve unique variables that only qualified professionals can properly evaluate.
Our role is to prepare you thoroughly—helping you understand processes, anticipate challenges, ask informed questions, and approach your Italian journey with confidence. Your role is to complete this preparation by working with licensed advisors who can verify current requirements and execute official applications on your behalf.
This partnership between education and professional execution protects your interests and positions you for the best possible outcome. Arriving at consultations already informed saves you time, reduces costs, and transforms what could become a frustrating process into a confident, well-prepared journey that produces more comprehensive and detailed results.
2. Digital Products and Printed Publications
We provide all digital products—including eBooks, guides, worksheets, and downloadable resources—for educational purposes only. Upon purchase, you receive a non-transferable, non-exclusive license for personal use.
Printed publications and hard-copy books we produce serve the same educational purpose. You may use printed materials for personal reference, but you may not reproduce, scan, or distribute them without written permission.
You may not:
Redistribute, resell, or share purchased materials
Reproduce content for commercial purposes
Claim authorship of any materials
Refund Policy for Digital Products: Due to the immediate delivery and digital nature of downloadable products, all sales are generally final. If you experience technical issues accessing your purchase, contact us within 14 days for assistance.
Refund Policy for Printed Publications: We accept returns of printed books and publications within 30 days of delivery, provided the items remain in new, unused condition with original packaging. You bear responsibility for return shipping costs unless the item arrived damaged or we shipped the wrong product.
2A. Physical Merchandise
Moving to Italy by Raf may offer branded physical merchandise, including but not limited to apparel, accessories, home goods, travel items, and lifestyle products. These products serve as supplements to our educational mission and community building.
Product Information:
We provide accurate descriptions, images, and sizing information for all merchandise. However, colors may vary slightly due to monitor settings, and measurements serve as general guidelines. You bear responsibility for selecting the correct size and style before purchase.
Shipping and Delivery:
We ship merchandise to addresses you provide. You are responsible for ensuring that your shipping address is accurate and complete. We do not accept liability for packages delivered to incorrect addresses you provided or for delays caused by customs, carriers, or circumstances beyond our control.
Returns and Exchanges:
We accept returns within 30 days of delivery for unworn, unwashed items in original condition with tags attached
You bear responsibility for return shipping costs unless we shipped defective or incorrect items
We do not accept returns on personalized, custom, or final sale items
Refund process within 7-10 business days after we receive and inspect the returned items
Product Warranty:
We warrant that the merchandise arrives free from defects in materials and artistry. This warranty does not cover damage from normal wear, misuse, improper care, or accidents. For defective items, contact us within 30 days of delivery to request a replacement or refund.
3. Coaching and Classes
Our coaching sessions and classes provide educational frameworks, strategic planning guidance, and preparation tools. These services help you organize your thinking, prepare questions for licensed professionals, and understand general processes.
Coaching services do not include:
Legal, tax, or immigration advice
Guaranteed outcomes or results
Representation before any authority
Preparation or submission of official documents
Cancellation Policy: You must submit rescheduling requests at least 48 hours before your scheduled session. No-shows forfeit the session fee.
Refund Policy for Coaching and Classes:
Partial Refunds: In most cases, you must submit requests within 30 days of purchase. For multi-session packages or courses, we calculate partial refunds by deducting the value of services you already received and refunding the remaining unused portion.
Full Refunds: We consider full refunds on a case-by-case basis within 30 days of purchase for circumstances beyond your control, such as medical emergencies, family crises, or significant unforeseen life events. We also value your feedback—if you experience genuine dissatisfaction or determine the service is not the right fit for your needs, contact us within a reasonable timeframe to discuss a full refund. We may request documentation to process these requests.
How to Request: Submit all refund requests in writing to [Insert Email]. We will respond within seven business days with a determination.
4. Payment Terms, Currency, and Security
Payment Processing:
We process all payments through Stripe, Inc. and/or PayPal. When you make a purchase, you agree to provide accurate and complete payment information.
We accept the following payment methods:
Visa
Mastercard
American Express
Discover
PayPal
Currency:
We display and charge all prices in United States Dollars (USD) unless we specify otherwise. If you live outside the United States, your financial institution may charge additional fees for currency conversion.
Payment Authorization:
By providing your payment information, you authorize us to charge the applicable fees to your designated payment method. For one-time purchases, we charge your payment method at the time of sale. For coaching packages with multiple sessions, we may charge the full amount at the time of purchase or according to the payment schedule we disclose at checkout.
Recurring Payments:
If you enroll in any subscription service or payment plan, you authorize us to charge your payment method on a regular basis according to the schedule we disclose at the time of enrollment. You may cancel recurring payments at any time by contacting us at [Insert Email] before the next scheduled payment date. You must submit cancellation requests at least 48 hours before the scheduled payment to avoid the next charge.
Failed Payments:
If a payment fails, we will attempt to notify you and may retry the payment. We reserve the right to suspend access to services until we successfully process payment.
Payment Security:
We take the security of your payment information seriously. We comply with the Payment Card Industry Data Security Standards (PCI-DSS). We do not store your full credit card number, expiration date, or security code on our servers. We transmit all payment information securely using encryption technology, and PCI-compliant payment processors handle the processing.
Chargebacks and Disputes:
If you have a concern about a charge, please contact us first at [Insert Email] before initiating a chargeback with your financial institution. We commit to resolving payment issues promptly and fairly. Initiating a chargeback without first attempting to resolve the issue with us may result in suspension of your account and services.
Promotional Offers:
From time to time, we may offer promotional discounts, free trials, or special offers. Each promotion has specific terms and conditions we disclose at the time of the offer. Unless we state otherwise, promotional pricing applies only to the initial purchase or period specified; free trials automatically convert to paid subscriptions at the end of the trial period unless you cancel before the trial ends; you cannot combine promotional offers with other discounts; and we reserve the right to modify or discontinue promotions at any time.
5. Italian Professional Contacts and Service Providers
Moving to Italy by Raf may provide introductions, referrals, or contact information for professionals and service providers operating in Italy, including but not limited to immigration attorneys, tax advisors (commercialisti), real estate agents, relocation specialists, translators, notaries (notai), healthcare providers, insurance agents, property managers, and other support services.
Nature of Our Role:
We limit our role strictly to providing contact information as an educational resource. We act only as an introducer, not as an agent, broker, representative, or guarantor of any Italian professional or service provider. Any introduction or referral does not constitute an endorsement, recommendation, or guarantee of any kind.
Your Mandatory Due Diligence:
Before engaging any Italian professional or service provider—whether we introduce them or you find them independently—you bear sole responsibility for verifying:
Licensing and Registration: Confirm the provider holds all required Italian licenses, permits, and professional registrations for their services. Verify registration with the appropriate Italian professional order (Ordine Professionale) where applicable.
Insurance Coverage: Confirm the provider maintains adequate professional liability insurance (assicurazione professionale) covering their services. Request proof of current coverage.
Permits and Authorizations: Verify the provider holds all necessary licenses and authorizations required by Italian law to operate their business and provide services to foreign clients.
Disciplinary Record: Check for any disciplinary actions, sanctions, or complaints filed against the provider with their professional association or regulatory body.
Criminal Record: Where legally permitted and appropriate, verify the provider has no criminal record that would affect their ability to provide services or that raises concerns about trustworthiness.
Current Standing: Confirm that the provider is in good standing with the Italian tax authorities (Agenzia delle Entrate) and the social security administration (INPS), where applicable.
References and Reviews: Obtain and verify independent references from other clients, particularly other expatriates or English-speaking clients.
Verification Resources:
We encourage you to verify Italian professionals through official channels, including but not limited to:
Consiglio Nazionale Forense (National Bar Council) for attorneys: www.consiglionazionaleforense.it
Consiglio Nazionale dei Dottori Commercialisti for accountants: www.commercialisti.it
Local Camera di Commercio (Chamber of Commerce) for business registrations
Agenzia delle Entrate for tax registration verification
Your Italian consulate for recommended professional lists
Your Insurance Responsibility:
We strongly recommend that you maintain appropriate insurance coverage for your relocation and activities in Italy, including but not limited to:
International health insurance or Italian health coverage (SSN enrollment or private policy)
Travel insurance covering trip interruption, medical emergencies, and evacuation
Property insurance for any Italian real estate you rent or purchase
Liability insurance appropriate to your activities in Italy
Professional liability insurance if you will work in Italy
Verify that any insurance policies you obtain provide adequate coverage for your specific circumstances and comply with Italian legal requirements where applicable.
Limitation of Liability for Italian Contacts:
Moving to Italy by Raf and RunMediaCom LLC accepts absolutely no responsibility or liability for:
The qualifications, credentials, licensing, or registration status of any Italian professional or service provider
The quality, accuracy, timeliness, or outcomes of any services Italian professionals provide
Any acts, omissions, errors, negligence, fraud, or misconduct by Italian professionals or service providers
Any financial losses, legal consequences, or damages arising from your engagement with Italian professionals
Any disputes, claims, or legal proceedings between you and Italian professionals or service providers
The validity, adequacy, or claims-paying ability of any insurance policies that Italian providers hold
Changes in Italian law, regulations, or professional requirements affecting provider qualifications
Any criminal acts, disciplinary actions, or sanctions involving Italian providers, whether known or unknown to us
The provider's compliance with Italian tax, labor, or business regulations
Communication failures, language barriers, or misunderstandings with Italian providers
No Agency Relationship:
We do not act as an agent, representative, or intermediary for any Italian professional or service provider. No introduction or referral creates any agency, partnership, joint venture, or employment relationship between RunMediaCom LLC and the Italian provider, or between you and RunMediaCom LLC regarding the Italian provider's services.
Independent Contractor Status:
All Italian professionals and service providers operate as independent contractors or businesses. They are not employees, agents, or representatives of Moving to Italy by Raf or RunMediaCom LLC. We have no control over their methods, schedules, pricing, or service delivery.
Your Acknowledgment:
By requesting or accepting any introduction, referral, or contact information for Italian professionals or service providers, you acknowledge and agree that:
You will conduct your own thorough due diligence before engaging any provider
You assume all risk associated with engaging Italian professionals
You will not hold Moving to Italy by Raf or RunMediaCom LLC liable for any outcomes
You understand that Italian legal and professional standards may differ significantly from those in the United States
You will seek independent legal advice if you have any concerns about a provider's qualifications or services
You will maintain appropriate insurance coverage for your protection
6. Affiliate Relationships and Disclosures
Moving to Italy by Raf participates in affiliate programs and maintains referral relationships with select service providers. When you purchase products or services through our affiliate links, we may receive compensation at no additional cost to you.
Our Affiliate Standards:
We recommend products and services based on their educational value and potential benefit to your Italy relocation journey, not based on compensation levels
Affiliate relationships do not influence the accuracy or objectivity of our educational content
We disclose affiliate relationships in accordance with Federal Trade Commission (FTC) guidelines
Your decision to purchase through our links is entirely voluntary
We do not guarantee the quality, performance, or suitability of any affiliate product or service
Disclosure Practices:
We endeavor to clearly identify affiliate relationships throughout our content, including videos, blog posts, emails, and digital products. When you see phrases such as "affiliate link," "we may earn a commission," "paid partnership," or similar language, this indicates an affiliate relationship. However, we recommend that you assume any product or service recommendation may involve an affiliate relationship and conduct your own independent research before purchasing.
Affiliate Liability Disclaimer:
Moving to Italy by Raf and RunMediaCom LLC accepts no responsibility or liability for your experience with any affiliate product or service. We do not control affiliate providers' business practices, customer service, pricing changes, product quality, or service delivery. You must direct any disputes, refund requests, or complaints regarding affiliate products or services to the affiliate provider, not to Moving to Italy by Raf. Your purchase through an affiliate link constitutes a direct transaction between you and the affiliate provider, and their own terms and conditions govern this transaction.
7. No Warranties or Guarantees
We Make No Warranties or Guarantees of Any Kind.
Moving to Italy by Raf provides only educational content and strategic planning frameworks. We do not guarantee any specific results or outcomes from using our services.
What We Do NOT Guarantee:
Accuracy or Completeness: While we strive for accuracy, our educational content may contain errors, omissions, or outdated information. Italian regulations change frequently, and we cannot guarantee that all content reflects the most current requirements at the time you read it.
Suitability for Your Situation: Our general educational content may not apply to your specific circumstances. What works for one person's visa application, tax situation, or relocation plan may not work for yours.
Successful Outcomes: We cannot and do not guarantee that following our educational guidance will result in approved visa applications, favorable tax treatment, successful relocations, or any other specific outcome. Decisions by Italian authorities, consulates, and other entities are entirely outside our control.
Third-Party Performance: We do not guarantee the quality, reliability, or performance of any Italian professionals, service providers, or affiliate products we mention or introduce.
Uninterrupted Access: We do not guarantee that our website, courses, or digital products will remain available without interruption or will operate without technical errors.
Your Responsibility:
Because we provide education rather than professional services, you bear responsibility for:
Verifying all information with official sources and licensed professionals before taking action
Determining whether our general guidance applies to your specific situation
Making your own informed decisions about your relocation
Accepting that outcomes depend on factors beyond our control
Why This Matters:
Educational services differ fundamentally from professional services. A licensed attorney can review your specific documents and provide advice tailored to your situation. An educational service like ours gives general frameworks and information to help you prepare, but cannot replace the individualized analysis that licensed professionals provide.
By using our services, you acknowledge that you understand this distinction and accept that no warranties or guarantees accompany our educational content.
8. Limitation of Liability
To the fullest extent law permits, Moving to Italy by Raf, RunMediaCom LLC, its owner, and affiliated parties shall not bear liability for:
Any decisions you make based on our educational content
Application denials, delays, or complications
Financial losses, including fees, deposits, or penalties
Errors, omissions, or outdated information in content—whether resulting from changes in Italian law, regulations, or procedures occurring after publication, or from inadvertent failure to capture recent changes at the time of publication
Actions or advice that third-party professionals we reference provide
Products or services you purchase through affiliate links
Content we post on third-party social media platforms, where those platforms' terms of service apply
Any outcomes resulting from your engagement with Italian professionals or service providers
Acknowledgment of Responsibility:
By using our services, you expressly acknowledge that our educational content does not substitute for licensed professional advice. You accept full responsibility for any decisions you make without consulting qualified professionals, as we repeatedly recommend throughout our materials. Your failure to obtain independent professional verification before taking action creates no entitlement to refund, claim, or liability recovery.
Maximum Liability:
In no event shall our total liability exceed the amount you paid for the specific product or service giving rise to the claim. This limitation applies only to claims in which you demonstrably followed our guidance to consult licensed professionals and the claim relates directly to our educational content rather than to third-party advice or individual decision-making.
Force Majeure:
Neither party shall bear liability for delays or failures in performance resulting from circumstances beyond reasonable control, including but not limited to natural disasters, pandemics, government actions, Italian bureaucratic delays or shutdowns, war, terrorism, or internet service disruptions.
You acknowledge that immigration, taxation, and relocation involve inherent risks and uncertainties beyond anyone's control. By using our services, you accept full responsibility for your decisions and their outcomes.
9. Indemnification
You agree to indemnify, defend, and hold harmless Moving to Italy by Raf, RunMediaCom LLC, its owner, officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:
Your use of our services or content
Your violation of these Terms
Your violation of any applicable law or regulation, whether in the United States, Italy, or any other jurisdiction
Your engagement with any third-party professional or service provider, whether we introduce them or not
Any dispute between you and Italian professionals, service providers, landlords, government agencies, or other parties
Your negligence, willful misconduct, or failure to conduct adequate due diligence
Any claim that your actions or omissions caused harm to a third party
Your failure to obtain appropriate professional advice before taking action
Your failure to maintain adequate insurance coverage
Any misrepresentation you make to us, to Italian authorities, or to any third party
This indemnification obligation survives the termination of these Terms and your use of our services.
10. International Considerations
Cross-Border Nature of Services:
Our services relate to relocation between the United States and Italy. You acknowledge that:
Italian law governs many aspects of your relocation, visa applications, and life in Italy
Italian legal standards, professional requirements, and consumer protections may differ significantly from those in the United States
Italian government agencies, including consulates and the Questura, operate under Italian law and procedures
Italian jurisdiction and law may govern disputes with Italian parties
Language barriers may affect your understanding of Italian legal documents and procedures
No Legal Advice Regarding Italian Law:
We do not provide advice on Italian law. Any information we share about Italian legal requirements serves general educational purposes only and may be incomplete, outdated, or inapplicable to your specific situation. You must consult qualified Italian legal professionals for advice on Italian law.
Currency and Financial Considerations:
Any cost estimates, budgets, or financial information we provide serves educational purposes only. Actual costs may vary significantly based on exchange rates, inflation, regional variations, and individual circumstances. You bear responsibility for your own financial planning and currency risk management.
11. Intellectual Property
All content on this website and within our products—including text, graphics, logos, images, videos, podcasts, downloadable materials, and community content Moving to Italy by Raf creates, constitutes the intellectual property of Moving to Italy by Raf and RunMediaCom LLC unless otherwise noted.
You may not copy, reproduce, distribute, or create derivative works without prior written consent.
User-Generated Content:
If you participate in our community groups or submit content through our platforms, you retain ownership of your original content but grant RunMediaCom LLC a non-exclusive, royalty-free license to use, display, and distribute such content in connection with our services.
12. Dispute Resolution and Governing Law
Informal Resolution:
Before initiating any formal dispute process, you agree to contact us directly to attempt to resolve the matter. We can resolve many concerns quickly through direct communication.
Binding Arbitration:
If informal resolution fails, binding arbitration administered by JAMS (Judicial Arbitration and Mediation Services) under its Streamlined Arbitration Rules and Procedures shall exclusively resolve any dispute, claim, or controversy arising from or relating to these Terms or your use of our services. Arbitration shall take place in the State of California, and the arbitrator's decision shall remain final and binding.
Class Action Waiver:
You agree that any arbitration or legal proceeding must proceed on an individual basis only, not as a class action or representative proceeding. You waive any right to participate in a class action lawsuit or class-wide arbitration against RunMediaCom LLC.
Governing Law:
The laws of the State of California, United States, govern these Terms and their interpretation, without regard to conflict of law principles.
Small Claims Exception:
Notwithstanding the above, either party may bring an individual action in small claims court if the claim qualifies.
13. Acceptance of Terms and Our Right to Enforce
Voluntary Acceptance:
Your use of any Moving to Italy by Raf service—including visiting our website, viewing our content, purchasing products, enrolling in coaching, or engaging with us on any platform—constitutes your voluntary acceptance of these Terms of Use in their entirety.
Your Choice:
If you do not agree with any provision of these Terms, you have the absolute right to decline our services. Do not use our website, purchase our products, enroll in our coaching, or engage with our content. We respect your right to make this choice, and we encourage you to seek alternative services that better align with your expectations.
No Negotiation of Terms:
These Terms apply equally to all users. We do not negotiate individual modifications to these Terms. By using our services, you accept these Terms as written.
Our Right to Enforce:
RunMediaCom LLC reserves the full right to enforce every provision of these Terms of Use. We may exercise this right at our sole discretion, including but not limited to:
Refusing or terminating service to any user who violates these Terms
Pursuing legal remedies for breach of contract, indemnification obligations, or other violations
Enforcing intellectual property protections against unauthorized use of our content
Collecting amounts owed under these Terms
Defending against claims through the arbitration process specified herein
Binding Agreement:
Once you accept these Terms through your use of our services, they constitute a binding legal agreement between you and RunMediaCom LLC. This agreement remains in effect for the duration of your use of our services and, for specific provisions, survives after termination as specified in these Terms.
Severability:
We have drafted these Terms carefully and believe every provision is enforceable. However, if any court or arbitrator determines that a specific provision is unenforceable under applicable law, that determination affects only that particular provision. All other provisions remain in full force and effect, and we retain the right to enforce them. We shall modify the unenforceable provision to the minimum extent necessary to make it enforceable while preserving its original intent, or if modification is not possible, we shall sever it from these Terms.
No Waiver:
Our decision not to enforce a particular provision at a specific time does not waive our right to enforce that provision—or any other provision—in the future. An authorized representative of RunMediaCom LLC must sign any waiver of our rights in writing for it to take effect.
Entire Agreement:
These Terms, our Privacy Policy, and any service-specific agreements you enter into constitute the complete and exclusive agreement between you and RunMediaCom LLC. These Terms supersede all prior discussions, negotiations, and agreements regarding our services. No oral statements or prior written materials inconsistent with these Terms shall have any legal effect.
Survival:
The provisions of these Terms that by their nature should survive termination continue in effect, including but not limited to Sections 5, 6, 7, 8, 9, 10, 11, 12, and 13.
14. Updates to Terms
We reserve the right to modify these Terms at any time. Changes become effective upon posting to this page. Your continued use of our website or services after modifications constitutes acceptance of the updated Terms.
For material changes that significantly affect your rights or obligations, we will endeavor to provide notice via email to registered users at least 14 days before the changes take effect.
We encourage you to review this page periodically for any changes.